Growth can be one of the most difficult and rewarding parts of owning a business.
Whether you’re a new entrepreneur or a seasoned professional, smart business owners know that growth brings tremendous opportunities for profit. Your commercial property is an important aspect of growth. At Southern Mortgage Corp we’re committed to helping you get into the right commercial property for your company.
Our Commercial Loan Center is a comprehensive resource designed to help you understand how commercial loans work. Take a look at each of the following pages for more information:
As your company continues to grow, increasing your workspace through a commercial mortgage becomes increasingly important.
More information about our commercial loan offerings can be found by contacting us via email or by telephone at 678-385-6790. Our qualified professionals are ready to answer any and all of your commercial loan questions as well as help you begin the application process.
FIX & FLIP / BRIDGE LOANS
UNSECURED WORKING CAPITAL
LINE OF CREDIT
COMMERCIAL REAL ESTATE
If you’re considering any of the following as a means to grow your business then a commercial mortgage might be right for you.
Every borrower’s situation is a little different, so be sure to email or call one of our commercial loan specialists today. We look forward to offering you a personalized commercial mortgage solution tailored to fit your company’s needs.
Qualification for a commercial mortgage depends largely on the type of property or building that is being applied for. For a more in-depth look at qualifying commercial properties please check out our commercial loan type page.
Despite some specifics on certain properties there are general criteria for qualification. As a business owner it is important for you to be able to show that your company has an appropriate debt to cash ratio. Even a company with a poor credit rating can still receive a commercial mortgage if the primary owner can show good personal credit as well as sufficient liquid assets.
Additionally, your company will need to show a continued and stable pattern of profitability as well as plans for future growth. This might include, but not limited to, copies of your business plan, earning projections and long-term business goals.
For a more detailed and personalized assessment of commercial mortgage qualifications please email or call 678-385-6790 today and speak with one of our commercial loan specialists.