Paul Schouest

NMLS ID 164767

678-524-2518 

paul@smcbrokers.com

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4 Common Reasons VA Loans are Denied

4 Common Reasons VA Loans are Denied

For qualified veterans and current military service members, VA home loans backed by the Department of Veterans offer amazing terms and low rates. And although they have slightly different regulations and requirements, it's actually not harder to qualify

May 26, 2022 | VA Loans

How to Avoid 3 Common Mortgage Scams

How to Avoid 3 Common Mortgage Scams

There are scams out there for everything, and obtaining a mortgage is no exception. While home buying and ownership is typically a source of pride and happiness, unscrupulous individuals are always coming up with schemes to con you out of your hard-earned

May 24, 2022 | Credit

Why do Rates vary from Lender to Lender?

Why do Rates vary from Lender to Lender?

When you start shopping around for a mortgage, you might be surprised to get a variety of interest rate quotes. Since your qualifications stay the same, it might seem like every lender would offer you the same rate. However, there are multiple factors tha

May 19, 2022 | Interest Rates

What is a Drive-By Appraisal?

What is a Drive-By Appraisal?

When buying your home, one of the important steps in the mortgage financing process is having an appraisal done. Having an appraiser determine the value of the property is essential to determining how much your lender is willing to lend you for the purcha

May 17, 2022 | Refinancing a Home

How Many Types of VA Loans Are There?

How Many Types of VA Loans Are There?

If you are a veteran, active-duty service member or a qualifying spouse, you are probably eligible for help with your mortgage loan from the Department of Veterans affairs. These VA loans offer a host of benefits, from no down payments to no mortgage insu

May 12, 2022 | VA Loans

Home Equity Vs. Cash-Out Refinance Loans

Home Equity Vs. Cash-Out Refinance Loans

If you need a chunk of change for a home improvement project, paying for your student’s college tuition, consolidating your own debt, or even paying for medical bills, you may be able to pull that money out of your house. This can be done either through a

May 10, 2022 | Refinancing a Home

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