Paul Schouest

NMLS ID 164767

678-524-2518 

paul@smcbrokers.com

Don't Let Rates keep you from Buying or Selling

Don't Let Rates keep you from Buying or Selling

It's no secret that mortgage interest rates have risen this year. Rates have risen almost four percentage points in less than a year. That kind of rate increase can be stressful for home buyers? But what about home sellers? How do increasing rates affect

Sep 20, 2022 | Interest Rates

Why do Rates vary from Lender to Lender?

Why do Rates vary from Lender to Lender?

When you start shopping around for a mortgage, you might be surprised to get a variety of interest rate quotes. Since your qualifications stay the same, it might seem like every lender would offer you the same rate. However, there are multiple factors tha

May 19, 2022 | Interest Rates

Mortgage Rates are Seasonal and Other Secrets

Mortgage Rates are Seasonal and Other Secrets

We’ve known for decades that home buying and selling follows seasonal patterns, but a recent study* from housing tech startup Haus found that mortgage interest rates also have their own pattern. They also uncovered several other tidbits about how and when

Mar 10, 2021 | Interest Rates

What Happens If I Lose My Job During the Mortgage Process?

What Happens If I Lose My Job During the Mortgage Process?

You are midway through the process of closing on a new home or a refinance mortgage. Then you lose your job. In today’s coronavirus crisis climate, plenty of home buyers and homeowners have faced this situation. Can the home loan go through or is it

Jul 29, 2020 | Interest Rates

Can a Higher Interest Rate Actually be a Better Choice?

Can a Higher Interest Rate Actually be a Better Choice?

Mortgage interest rates are near record lows again. This can mean great deals for homebuyers and great savings for homebuyers. Some lenders will even start advertising rates that are at least a half point lower than the average national rate. Buyers and r

Mar 27, 2020 | Interest Rates

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