Paul Schouest

NMLS ID 164767

678-524-2518 

paul@smcbrokers.com

Blog

How Many VA Home Loans Can You Have?

How Many VA Home Loans Can You Have?

Borrowers who have purchased a home with a VA loan know that they come with amazing benefits: no down payment, low interest rates, and no mortgage insurance. These mortgages backed by the Department of Veterans Affairs give current and former U.S. service

May 05, 2022 | VA Loans

Can You Afford a Second Home?

Can You Afford a Second Home?

A recent study from the National Association Realtors found that American homeowners gained over $8.2 trillion dollars in housing wealth over the past decade. And with home prices and inflation skyrocketing, there has never been a better time to put your

May 03, 2022 | Purchasing a Home

How to Use a Mortgage Calculator

How to Use a Mortgage Calculator

As you begin the process of becoming a homeowner, one of the first things you need to know is how much your monthly payments will be and how much home you can afford. Fortunately, you can get a fairly accurate picture of both numbers with the help of an o

Apr 28, 2022 | Purchasing a Home

What if Rates Rise while my House is Under Contract?

What if Rates Rise while my House is Under Contract?

With long-term mortgage interest rates starting to rise after years of staying near historic lows, there is a good chance rates could continue to climb during your home buying process. When you get pre-approved for a mortgage, you are often quoted a certa

Apr 26, 2022 | Purchasing a Home

How Long Does a Mortgage Refinance Take?

How Long Does a Mortgage Refinance Take?

With interest rates on the rise from their historic lows, you may be wondering if there is still time to take advantage of refinance savings on your home mortgage. How long does it take to refinance a loan? Will you be able to complete the process before

Apr 21, 2022 | Refinancing a Home

Your AirBnB Income Can Help You Refinance Your Mortgage

Your AirBnB Income Can Help You Refinance Your Mortgage

Did you know that your AirBnB rental income can help you qualify for a refinance loan? In the past using any rental revenue from your “primary residence” was not acceptable on mortgage applications. However, starting in 2018 mortgage government-sponsored

Apr 19, 2022 | Refinancing a Home

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